Thanks Kim, much appreciated. Yer, we rent our other house out whilst we are in Melbourne, and will sell that next year before moving back into another own home. We haven't rented in a long time, and when our financial advisor said it was financially better for us, I just thought to myself... yer, but you don't have PTSD and have to suffer the BS if we the landlord sells, or is a right cock (as ours is), etc etc... all the BS with renting. It sucks... screw financial, we are getting back into our own home on the next move, and we will work it out from there and then reinvest after we are in our own home.