Sometimes it is difficult to tell, isn't it? I have the same problem at times, though thankfully not often.

Perhaps you should make sure he is completely out of bed before you leave for golf? Yes that would be earlier for him, however could he not go to bed earlier on Monday nights? That way when you leave, you know he is awake and may leave the house without worry. Alternately you could invest in a very loud alarm clock. Either way I do think he should have more responsibility for getting himself out of bed, especially as it is only one day a week and he refuses to hire someone.

The other thing is, could you not hire someone for half a day, as in mornings only? I know he thinks you can't afford it, however a half day would only be half the money? And as you say you can afford it, anyhow!

Merely throwing out different ideas for you Jen, which may or may not work. I do feel though you deserve one day a week to yourself without worry and your husband should be able to grasp this. If not, he is being quite selfish in my opinion.