Predatory lenders should be behind bars. The USA allowed big business to prey upon those who are poor and less educated in order for a select few to make big profits.

On the other hand, I wish more people weren't so naive as to get themselves in such a horrible situation. Imagine having the "American Dream" waving before your eyes, when all you've known is struggle and poverty.

The American way is to live beyond on our means, to never own anything, and anything we do own is disposable.

Best,
Rachel