nor- no her PhD at least does not qualify her in the least to do what she is doing. Apparently she also has an MA in counselling psych or something, but her license is lapsed, or inactive or expired. So she has some relevant qualifications but the doctorate is not one of them.

If I manage to stick it out someday I'll have the title PhD and be entitled to use the title "Dr" but I will only do so where it is relevant and clear what sort of qualification I'm claiming to have (ie teaching in a university).

I think people assume she has high-level relevant credentials and she doesn't and shouldn't call herself "Dr"