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My therapist, however, does not accept insurance but I can file the claims to my insurance company, but they will only pay if they "approve" him.
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If you dont mind me asking, why does he not accept insurance? Or is it your insurance he wont accept? Can you call and see if the T is approved before seeing him? Or do they make that decision afterwards, if so, why?
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Their list of therapists is minimal and I choose to see a therapist who specializes in PTSD, he of course is not their "list".
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Do you check the list sometimes, maybe people are being added and dropped some of the time? Maybe if you talk to him he can file with your insurance as a provider. (not sure if that was stated correctly, do you get my jist though?? If not, just ask, haha, my thoughts are usually quite disorganized.)
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I pay 120.00 a session for my Psychologist.
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Holy Toledo!!! 120$!!!? So is this the T youre talking about above that specializes in PTSD and does not accept insurance? Is this the co-pay price after him being "approved" by your insurance, or is the cash price he charges? How many times a month do you see him? Does this price affect the amount of times you see him per month?
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I use my PCP for my meds and that is a 20.00 co-pay,
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Again if you dont mind my asking, why is there such a large diffrence between pcp and T? I know most pcp's have the lower copay, and a T will have a higher one, but never heard of that much of a diffrence in prices, I guess this leads back to my previous question if the 120$ is his cash charge or copay if "approved" by your insurance. If this is a copay, why such a drastic diffrence? Do you have rx coverage?
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There are long waiting lists in my area to see a Psychiatrist and almost all of them do NOT take insurance -therefore, I would have to pay 300.00 for an initial visit.
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Why do they not take insurance? Or is it your insurance they do not accept? I would think if a P takes insurance, they would get much more buisness (?? not really sure about that though??) because then some/more of the people they see would not have to pay out of pocket especially such a high amount as 300$ for a 1 hour visit? (im assuming its a 1 hour visit, am I correct??)I hope you both learn to talk like fast talking auctioneers, horse raceing announcers, or those people that read the legal claims at the end of commercials. :o) So its for the initial visit thats 300$, does the price go down after that, or does it remain the same??
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This is not my first therapist, and in my experience, you are NOT paying too much or being ripped off.
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I dont think I'm paying to much to see my T, what gets to me is (and please dont go round up the tar and feathers for me saying this, especially after what you have to pay to see your pshyciatrist
) seeing the pshycyatrist for 15 or 20 minutes and still paying the full amount as if I was there for 1 hour. Thats what I dont like. And as much as I hate to say it, for the same reason as above, I do feel like im being ripped off (I'll go hide under a rock now) but thats the way it is, so I have to accept it. So thats why I was wondering about changing and just seeing a pshychyatrist, but the posts below are very informative from their expiriences, so we'll see.
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As for the "scheduling" issue, have you talked to your T about it?
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No, but she self admittantly has scheduling issues. It dosnt really bother me all that much, because we have to work it out with my schedule as well.
Sorry for all the questions and stuff, just ignore them if you want, but I'de be interested about the answers. I work with insurances every day so I had a few (to many??) questions.
Take Care!!